As of today, except for our mortgage, we are debt free!! The goal is to stay that way. At the end of the summer last year, the air conditioner went kaput...we are hoping it can be repaired without replacing it. Also, we are anticipating having to replace one of our vehicles within the year. We have a few other shaky items...like the dryer and our 44 year old furnace.
So, at the moment we breathe a little easier.... knowing that it may change.... is ok. We are going to try VERY HARD not accrue any debt. We'll just have to see how that goes!!